Have you checked your State Pension forecast recently?

by Aitch, posted in Pension

Your State Pension forecast can help you plan for retirement by showing how much State Pension you could be entitled to, when you can claim it and whether there are ways to increase your entitlement. 

The online forecast service https://www.gov.uk/check-state-pension allows you to check how much State Pension you could receive, when you are eligible to claim it and whether you can increase your entitlement. As the State Pension age is regularly reviewed, the results of your forecast may change in the future.

You cannot use the online service if you are already receiving your State Pension or if you have delayed or ‘deferred’ claiming it. To access the forecast service, you need to sign in and may be asked to confirm your identity using photo ID, such as a passport or driving licence.

The quickest way to get a forecast is online, but you can also check by using the HMRC app. If your State Pension age is more than 30 days away, you can also complete the BR19 application form and send it by post, or contact the Future Pension Centre, which will send you a forecast.

If you are already receiving your State Pension or have deferred claiming it, contact the Pension Service if you are in the UK or the International Pension Centre if you live abroad. Reviewing your forecast regularly can help you make informed decisions about your retirement planning.

Source:HM Revenue & Customs | 27-07-2026
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Aitch
I'm Aitch, the Founder and CEO of CIGMA Accounting Ltd. As a Chartered Management Accountant and as a CIMA member, I've spent more than 16 years helping businesses, entrepreneurs, landlords, and individuals with tax planning, accounting, and HMRC compliance. As a chartered accountant in London, I'm passionate about making complex tax matters easier to understand and helping clients make confident financial decisions. Over the years, I've advised start-ups, SMEs, established companies, and high-net-worth individuals across a wide range of tax and accounting matters. My expertise includes Corporation Tax, Self-Assessment, Capital Gains Tax, Inheritance Tax planning, R&D tax relief, capital allowances, international tax, and resolving complex HMRC compliance issues. Whether clients need a business accountant, tax accountant, or strategic tax advisor, my focus is always on delivering practical advice that creates long-term value. One of my specialist areas is Making Tax Digital (MTD). I've worked extensively with businesses preparing HMRC's digital reporting requirements, helping them move to cloud accounting, improve financial processes, and adopt technology that makes compliance more efficient. I regularly speak at Making Tax Digital roadshows, industry events, and educational sessions in collaboration with Zoho Books, sharing practical insights into digital accounting, tax legislation, and the future of the profession. Many business owners looking for the best accounting firm in London are not simply searching for an accountant they're looking for trusted advice, responsive support, and long-term value. That's the approach I've taken in building CIGMA Accounting. My team and I work closely with businesses across London and the UK, providing accounting services, tax advisory, bookkeeping, payroll, VAT, company accounts, and strategic tax planning tailored to each client's goals. Through this website, I share practical guidance on UK taxation, Making Tax Digital, HMRC updates, Corporation Tax, Self-Assessment, and business finance. My aim is to provide reliable, straightforward information that helps business owners understand changing regulations, reduce compliance risks, and make informed financial decisions with confidence.
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