Kingston's Business Landscape: Creativity Meets Commercial Growth Kingston upon Thames has evolved into one of South West London-s most dynamic business districts, where riverside creativity meets entrepreneurial innovation. From architectural firms designing along the Thames, to boutique agencies in Surbiton, Kingston-s economy thrives on small to medium enterprises (SMEs) that demand precision, agility, and trustworthy … Continue reading Accountants in Kingston upon Thames - Local Insight & Strategic Support for Businesses
Author: CIGMA Accounting
MTD for Income Tax (2025-26)- Complete UK Guide
MTD for Income Tax (2025-26): Exemptions, Penalties & How to Prepare - Complete UK Guide Key Takeaways:Making Tax Digital (MTD) for Income Tax becomes mandatory from April 2026 for individuals with an income of over -50,000.Quarterly digital submissions will replace annual tax returns.The new system aims to enhance accuracy, transparency, and compliance through real-time reporting.Early … Continue reading MTD for Income Tax (2025-26)- Complete UK Guide
Content Creators & Influencers: The Complete 2025 UK Tax Guide
Why Creators Can’t Ignore Tax in 2025 The creator economy has exploded into the mainstream. Once seen as a quirky side hustle, content creation is now a multi-billion-pound global industry. YouTube channels rival traditional broadcasters, TikTok influencers fill stadiums, OnlyFans creators build empires, and Substack writers have disrupted the publishing industry. But with growth comes … Continue reading Content Creators & Influencers: The Complete 2025 UK Tax Guide
Airbnb Property Management in the UK (2025)
The New Reality for PMCs (Why 2025 Is Different) Running short?term rentals has transformed. Once, it was enough to list a property on Airbnb and manage keys. Today, property management companies (PMCs) face an entirely new set of risks:DAC7 reporting: every booking is automatically reported to HMRC.Planning rules: England is introducing a national register and … Continue reading Airbnb Property Management in the UK (2025)
Airbnb & Digital Platform Income: The Complete 2025 UK Tax Guide for Hosts
Airbnb & Digital Platform Income: The Complete 2025 UK Tax Guide for Hosts Introduction: Why This Matters NowThe world of Airbnb hosts, Booking.com landlords, Etsy sellers, Uber drivers, and Deliveroo partners has undergone a dramatic transformation over the last decade. What once felt like casual “side income” is now firmly on HMRC’s radar.With the introduction … Continue reading Airbnb & Digital Platform Income: The Complete 2025 UK Tax Guide for Hosts
Taxing the Borderless Individual: The Ultimate 2025 Guide for Digital Nomads, Expats & Landlords
Taxing the Borderless Individual: The Ultimate 2025 Guide for Digital Nomads, Expats & Landlords In 2025, individuals are more mobile than ever - working remotely, managing global investments, and living between countries. But with freedom comes complexity: UK tax residency rules, double taxation risks, HMRC disclosures, and the global shift to property and consumption taxes … Continue reading Taxing the Borderless Individual: The Ultimate 2025 Guide for Digital Nomads, Expats & Landlords
AI vs Human Tax Advisor
AI vs Tax Advisor: Why London Still Needs Tax Experts (CIGMA Guide, 2025) Artificial intelligence (AI) is changing how London businesses learn, plan and communicate. You can ask an AI to explain capital allowances UK, sketch a worked example of marginal relief, or draft a board paper about R&D tax credits London. That’s progress. But … Continue reading AI vs Human Tax Advisor
Overdrafts Explained: Risks, Costs, and Smarter Options
Why Relying on Overdrafts Can Be a Dangerous Game Introduction: The Overdraft Trap Facing London Businesses Require accounting services? Get in touch with our expert accountants today! Contact us via WhatsApp for personalized financial solutions. Ask Us Now The Hidden Risks of Overdraft Reliance Across London - from Sutton High Street and Wimbledon Village, to … Continue reading Overdrafts Explained: Risks, Costs, and Smarter Options
When Dividends Cannot Be Paid - UK Company Law & Tax Implications
Summary
Under the Companies Act 2006, companies are legally restricted in how they can distribute profits. Dividends can only be paid from realised profits, never from capital — regardless of
How to gain a competitive advantage
In every market, businesses face competition. Some competitors may be larger, others may have deeper pockets, but gaining a competitive advantage is not always about size or spending power. It is
Types of Tax Allowances for Capital Expenditure (2025 Guide)
Capital Allowances UK 2025 - A Complete Guide for Businesses Capital allowances are one of the most valuable forms of business tax relief in the UK, enabling companies and entrepreneurs to reduce
Charity VAT Relief 2025: HMRC Confirms New Exemptions for Fundraising Events
Introduction: A New Chapter for Charity VAT Exemptions
For charities and non-profit organisations across the UK, fundraising events are not just about raising money — they are about building
Company director disqualification
Company directors have a legal duty to act responsibly and in the best interests of their business. If a director fails to meet these responsibilities, they can face disqualification from acting as a
What happens if you cannot pay your tax bill?
If you cannot pay your tax bill, it-s crucial to contact HMRC as soon as possible. They may offer support through a Time to Pay arrangement, allowing you to repay your debt in instalments based on
What is the pension-s Money Purchase Annual Allowance?
The Money Purchase Annual Allowance (MPAA) is a pension rule designed to prevent individuals from gaining double tax relief on pension contributions. It targets situations where someone withdraws
When dividends cannot be paid
Under the Companies Act 2006, dividends can only be paid from realised profits, never from capital, no matter what a company-s Articles of Association say.
Dividends can only be paid by a company out
Using the 159 helpline
If a call from your bank feels suspicious, just hang up and dial 159 to be connected safely to your bank-s fraud team. The 159 helpline was launched in September 2021. The helpline is designed to
Applying for Home Responsibilities Protection
Did you know a missing Home Responsibilities Protection (HRP) record could reduce your State Pension, but you may still have time to put it right.
Home Responsibilities Protection (HRP) was a scheme
Tax Diary September/October 2025
1 September 2025 – Due date for corporation tax due for the year ended 30 November 2024.
19 September 2025 – PAYE and NIC deductions due for month ended 5 September 2025. (If you pay your tax
Family Investment Companies (FICs) vs. Trusts - Which Works Best in 2025?
Introduction What is a Family Investment Company (FIC)? Family Investment Companies (FICs) — A Modern Tool for Wealth Preservation A Family Investment Company (FIC) is a private company,
Inheritance Tax & Historic Properties: Reliefs, Risks, and Realities
Introduction - The So-Called “Inheritance Tax Loophole” Recent headlines suggest that owning a listed building, historic estate, or heritage asset could be a way to avoid Inheritance Tax
Tripartite arrangements don-t necessarily enable an agency to escape accountability
The question was raised as to whether, in a tripartite agency relationship, an employment relationship exists between an employee and their intermediary agency. For instance, Ryanair DAC employs some
Buy-to-Let Mortgage Interest Relief Explained: 2025 Guide for UK Landlords and High-Net-Worth Investors
Introduction: Why Buy-to-Let Tax Relief Matters For decades, property investment has been a cornerstone of wealth creation in the UK. From first-time landlords dipping into the rental market to
Inheritance Tax on Pension Savings Before Retirement | CIGMA Accounting London
Inheritance Tax on Pension Savings Before Retirement – UK Rules, Pitfalls & High-Net-Worth Planning Strategies
Discover how pension savings may become subject to inheritance tax—even
Improve cash flow with smarter invoicing habits
Why cash flow matters
Profit is important, but cash pays wages, suppliers and loan repayments. Even strong businesses can struggle if money arrives late. A few disciplined habits around invoicing and
Management buyouts: benefits for owners and teams
A management buyout keeps the business in familiar hands. The team that already understands customers, systems, and culture steps into ownership, which reduces disruption and protects service quality.
Trust Advisory Services in London | HNW Estate & Tax Planning | CIGMA Accounting
Trust Advisory Services in London — Strategic Wealth Stewardship for High-Net-Worth Families
Introduction – Navigating Trusts with Strategic Clarity
In London-s high-net-worth ecosystem,
EMI Stock Options & BADR Changes - The Complete Founder-s Guide
Introduction – Why EMI & BADR Matter More Than Ever in 2025
In today-s competitive business environment, attracting and retaining the right talent can be as critical as securing funding. For
Chattels, Artworks & Antiques - Inheritance Tax & Capital Gains Planning | CIGMA Accounting London
Chattels, Artworks & Antiques – The Complete UK Tax & Valuation Guide
When it comes to inheritance tax planning in the UK, few areas are as overlooked – yet as valuable – as chattels. These
Help with outstanding tax bills
HMRC-s Time to Pay lets eligible taxpayers spread tax bills over time, avoiding immediate enforcement.
If you owe tax to HMRC, you may be able to set up an online -Time to Pay- payment plan
