Category › Business Growth & Advisory › Cash Flow & Financial Management › Chapter-5 : Solvency, Overtrading & Financial Risk
Chapter-5 : Solvency, Overtrading & Financial Risk
When a small business applies for a bank loan, the bank is mainly trying to answer one question, “How likely...
What banks look at when a small business applies for a loan
When a small business applies for a bank loan, the bank is mainly trying to answer one question, “How likely...
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What factors affect a person’s credit rating?
A person’s credit rating (often referred to as a credit score) is a measure used by lenders to assess how...
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Creative businesses to benefit from government finance package
The government has announced a new package of measures designed to improve access to finance for creative businesses across the...
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Why solvency is the true test of business strength
Every successful business, no matter how innovative or fast-growing, ultimately depends on one simple measure: solvency. A solvent business is...
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Solvency continues to be a pressing issue
The recent rise in inflation and interest rates underlines the fact that the UK and world economies are still suffering...
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Assistance with debt management
Earlier this month, saw the 10th anniversary of the StepChange Debt Charity-s annual Debt Awareness Week. This is designed to...
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Debt management plan
Navigating financial challenges can be daunting, but understanding the tools available can make a significant difference. One such tool is...
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Negative equity
Negative equity occurs when the value of an asset, typically a property, falls below the outstanding balance on the loan...
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Beware overtrading
Overtrading occurs when a business expands its operations at a pace that exceeds its available working capital and financial resources....
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Why increasing an overdraft to fund losses is a dangerous game
Many business owners see their bank overdraft as a flexible safety net. When cash runs short, the temptation is to...
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